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We would prefer to have the narration done together so that the conversation is more natural, and there is only one audio file to work with. However, separate auditions will be considered. 2013-04-04 16:42:32 GMT 2013-04-10 16:00:00 (GMT -07:00) Mountain Time (US & Canada) Yes (click here to learn more about ) Closed 0 0 0 direct invitation(s) have been sent by the voice seeker resulting in 0 audition(s) and/or proposal(s) so far. Voice123 SmartCast is seeking 50 auditions and/or proposals for this project (approx.) Invitations sent by SmartCast have resulted in 0 audition(s) and/or proposal(s) so far.
Sarah: Hi my name is Sarah. Jeff and I are going to be teaching you the basics of credit and what some of the creditor lending guidelines are. Let’s get started!
Sarah: Gone are the days of cash transactions. Today almost everything is bought on credit. But do consumers really understand it? This module will help you gain a better basic understanding of credit and whether it is good or bad debt.
Sarah: By pure definition Jeff, Credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future.
Jeff: So technically I became lender when I gave my little brother Tyler 20 dollars to go to them movie last weekend.
Sarah: That’s right Jeff. And very basically credit is the ability to obtain goods or services before payment based on the trust the payments will be made in the future.
Jeff: So Tyler went to the movie on credit?
Sarah: Exactly. So did he turn out to be a good risk for you?
Jeff: Luckily yes. He paid me back on Monday when he said he would.
Jeff: Sarah, can you give me a couple examples of what types of credit accounts there are?
Sarah: You bet I can. One of the most popular types of credit out there is credit cards. When someone buys something and they pay for it by putting it on their credit card, they are buying on credit. Also, any time a person finances something with a loan, such as an automobile or a house they are also buying on credit.
Jeff: If I wanted to buy a car or a house or apply for a credit card how do I go about accessing credit? I don’t think my big brother would want to lend me money for any of those things!
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