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1013443
1013443
Hi,
I would like to have my recording be done and both male and female-- between the ages of 28-35yrs. I guess you can have the audio be recorded in a studio. I can even send the operation manual if needed. Below is the script, but I am working on an additional script which shouldn't be more than 1/2 of page. Let me know what you can do. Thank you.
INITIAL GREETING SCRIPT:
Hello, this is Flo Edmonis with Mortgage Loan Specialist… thank you for calling my dedicated 24hr.Consumer Awareness Hotline. Are you are a burned-out First Time Home Shopper or a hopless investor looking for the best lowest rate loans? Discover the New Ways to move into the home of your dreams with 0 or little money down and how to buy two investment properties at 95% LTV!! Buying a new home demands that you are well-informed and clear of all the options that are available to you. I understand the pressure and the importance of buying the right home that suits your family, and the least thing that you need is a high-pressured sales-person. Educate yourself without the pressure. If you responding to an ad please enter the extension # of the ad, or otherwise please listen to the following list of options that fits your needs.
*The initial greeting has been done by me
Main Menu 1: Have you been renting for too long? Or are you paying too much for your mortgage? To learn about our 0 Down Loans programs we offer please press 1.
Main Menu 2: Got a business venture you’re looking to get finance but you just don’t know where or who to go to then press 2 to learn about the various commercial loans programs we offer.
Main Menu 3: For FHA and VA loan programs please press 3
Main Menu 4: Okay, you and your family have long thought about the idea buying a home right now is the wisest move you’ll make and you don’t want to waste another minute sleeping on it then please press 4 to get an instant pre-qualification for the home of your dreams.
Main Menu 5: For office hours and location please press 5
UST 1
(Customer dials 1 from main menu)
Thinking of buying a new home or refinancing? Are you in the same boat as many others; bad credit, no credit, no job, no income, no asset…as a mortgage banker and broker we offer a wide range of loan programs to meet your needs. Low and no down payment programs, stated income loans, programs for individuals with good credit, bad credit or no credit. Whatever your needs are we’re pretty sure we can meet them… whether you looking for a $20,000 loan or a $5,000,000 loan we‘re able to help you meet your goals.
We don’t just sell you a mortgage. We will sit down with you at home or our office assess you immediate and long-term financial goals, and then recommend a home financing that is right for you and that will meet your current and future plans. From application to closing and beyond- discover why thousands of satisfied homeowners have chosen us as their preferred lender of choice.
What are Your Current Needs?
Would you like to lower your monthly payments? Are you thinking of buying a new home or maybe an investment property? Now is a great time to buy an investment property- with properties exponentially appreciating 10-15% a year would be the perfect time to take advantage of this opportunity. Would you like to open an equity line of credit? You can use the money for home improvements, consolidating you current bills, start or expand a business, the possibilities are endless. Whether you a 1st Time Buyer or current homeowner we have the right loan program that will suit your needs. To learn more about our 1st Time Buyer and 0 Down Payment loan program please press 1. To learn more about our Stated Income, Debt Consolidation, No Income, No Asset, No job, 2nd Mortgage loan programs please press 2. To learn more about Investment loan programs please 3.
UST 11
(Customer dials 1 from UST 1)
We have very attractive loan programs for 1st Time Buyers. Many first time home buyers falsely believe there only one type of loan programs for them, but the fact of the matter there are various loan programs that can meet your needs. Don’t have any down payment? You could qualify for our 100% 1st Mortgage loan program, we don’t just stop there, we offer 103% and 107% First Mortgage loan programs to qualify first time home buyers. We have loan programs available that allows borrowers to have up to 50% debt-to-income ratio. In most cases we usually can put a custom loan package together that fit your needs and that meet your present and future goals.
UST 12
(Customer dials 2 from UST1)
What do you think you can afford per month-- $800, $1,000, $1,500, $2,000. Our Stated Income loan program is a very popular loan program for individuals who are unable to provide proof of actual earnings because they job may be a tips driven position or for whatever other reason that may be. Don’t have a job, no income, no asset you could still qualify for our Stated Income loan depending how strong your credit history is. The benefits of doing a Stated Income loan is we’re able to keep your debt-to-income ratio low in order to qualify you for that size home you’ve had your eyes fixed on. That’s as long you know you can afford it. The other side of the coin is lenders will usually hit you with a quarter of a point up to 2 points depending on credit, if you have 2 months verifiable reserved assets, and other determining factors. The reasoning being is they are not verifying anything, no documents are provided to support anything. In some cases we can even do 100% or 97% LTV financing for qualified buyers.
If you been on your job for more than 2 yrs or have been in the same line of work, and can provide paycheck stubs, and the past 2 years W-2 forms then you could qualify for our full doc or limited doc loans. The benefits of going full doc is you can get the best advertise rates in the market again depending on your credit. Lower interest rates means for you lower monthly payments and faster equity build-up. To qualify for a Conforming loan program you must have a FICA score of 620 or better. Whatever your needs are we pretty sure we can meet them. Whether you looking for fix rate, arm products, balloon products, interest-only programs or whatever we’re quite confident we can meet your needs and save you thousands of dollars.
Do you need to consolidate your debts, start that home improvement project you’ve been putting-off for so long… not happy with your current rate; are you scrapping for your very last change to pay your mortgage? We can help! Let us know how we can help you today!
UST 13
(Customer dials 3 from UST 1)
Have you ever thought about buying investment properties? If you haven’t look at this opportunity before- you will now! Right now, here in Vegas, homes are appreciating 10-15% a year that’s faster then you’re able to build equity by making your regular monthly payments. Many people are selling their homes and are walking away with 40, 60, 90 thousand dollars. And that’s just after 2-3yrs of having own their home. Wouldn’t you think this would the perfect opportune-time to take advantage of this market now. Prices of homes are only going to keep on rising, so get yours today!
Some of our investment loan programs only require 5% down and if your credit is strong enough you could qualify for 0 down loan. Introducing a New Investor’s Dream-Come-True loan program that is too sizzling-hot to handle! Purchase two investment properties at 95% LTV with no MI. Instead of purchasing one property at 85% LTV, we give you the option of purchasing two properties at 95% LTV. With a 720 credit score we can do two unit properties and condos up to four stories.
If you already a seasoned investor or thinking about purchasing investment properties we have the loan program that will meet your needs and your future goals. They say “good things comes to those who wait”-- just don’t let it pass you by when it does come! Let us know how we can service your needs today!
UST 2
(Customer dials 2 from main menu)
Do you have the dream if I built it they will come, but only if I could get that 3 million dollar loan. We help business owners lower their mortgage payments, consolidate their bills or get them cash out for their business, and obtain financing for a start-up business.
Searching for the right commercial loan can be very frustrating and time consuming. Originating commercial mortgages requires knowledge of the commercial mortgage process, underwriting, risk analysis, and creation of a proper loan package. While it is true you could contact your local banker friend, with whom you may play golf on weekends, and obtain a commercial mortgage. What you may not know is you may be able to obtain more attractive and more suitable financing such as, long term, fix rate financing, at a more competitive rate by engaging the services of a mortgage broker. While most clients are looking for the lowest interest rates possible. There are several key elements to understand before we can determine if “rate” is the primary factor, they include but are not limited to the following:
Requested loan term (and amortization)
Fixed or variable rate ( does the borrower desire to control the PITI regularly without the adjustments?)
Tolerance for prepayment penalty, lock-out yield maintenance (e.g., how long will the borrower hold the property?)
Willingness to pay upfront fees and closing fees ( e.g. underwriting, appraisal, engineering, environmental, etc.)
After investigating, we may find the borrower would be best suited for a conduit-type transaction, as compared to a local bank transaction. We want to offer our clients all the best available financing options that suits your needs and meet your goals.
Many property owners have spent a great deal and money seeking attractive financing, and have often wasted money on fees based on inaccurate quotes from unqualified mortgage brokers. We understand virtually every property owner has an opinion of the value of their property holdings, whether based upon personal opinion or an appraisal. From a lender’s perspective your property is analyzed by an underwriting process we call “first cut.” For example, for a lender to provide an accurate quote on a retail property, the lender will often reconstruct the operating statement in order to calculate PGI and subtract a vacancy reserve, normalize the income and expenses and then adjust the expenses using an expense growth rate, and then apply the property-specific underwriting parameters in order to calculate the stabilized NCF, direct capitalized value, LTV and DSCR. This referred to as a “first cut” and should be completed by the broker prior to submitting a package to a lender.
So, if you shopping for a commercial loan be aware of these factors. Give us the opportunity to service your needs today and know why our clients say its the best decision they ever made!
UST 3
(Customer dials 3 from main menu)
Are you a veteran then you could qualify for a VA loan. These loans were design to help the Veteran with purchased generally up to $240,000 with the maximum 100% LTV. And the key benefits of the VA loan is in most cases no down payment is required. If you a veteran who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods are eligible for VA loan benefits. If you don’t already have a Certificate of Eligibility and you wondering how do I get a Certificate of Eligibility? You need to submit form 26-1880, Request for Determination of Eligibility and Available Loan Guaranty Entitlement. A copy of the form can be obtained by calling 800-827-1000. Send it to any VA Regional Office. You must include a copy of your DD214 with the form 26-1880. If you are on active duty, you must submit a statement of service signed by, or by direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters showing date of entry on your current active duty period and the duration of any time lost.
Are you interested in qualifying for an FHA loan? FHA Loans are easier to qualify for and require smaller down payments than other conventional type loans. One key element of this type of loan you can use money given to you as charitable donation to use as down payment. Coming up with down payment for any First Time Buyer is usually a major obstacle. So, this allowance is a great benefit to any buyer that is short on cash.
FHA's mortgage insurance programs again help low- and moderate-income families become homeowners by lowering some of the costs of their mortgage loans. FHA mortgage insurance also encourages mortgage companies to make loans to otherwise creditworthy borrowers and projects that might not be able to meet conventional underwriting requirements, by protecting the mortgage company against loan default on mortgages for properties that meet certain minimum requirements--including manufactured homes, single-family and multifamily properties.
UST 4
(Customer dials 4 from main menu)
To get you a step closer to moving in into the home of your dreams we going to need to know some few basic things about you so we can better service your needs. This pre-qualification process will take about 5 minutes of your time. Grab an ice tea and relax. Please do your best to answer each question completely and as accurate as possible. After a question has been asked please wait for the beep to answer once answered press any key to move to the next question. And if an any case you get disconnected from this call please call back and just simply skip the questions which were answered by simply pressing any key after the question has been ask. If you prefer to have the pre-qualification and the Credit Report Request Authorization forms be fax to you please press 6 now. Ok, ready? Please answer the following questions.
1. What are your current needs? Are you looking to Purchase, Refinance, or Cash out?
2. What is your full name? Please spell it.
3. What is your current address? And how long at this address?
4. What type of work do you do?
5. Where are you currently employed? If less than 2yrs please give another place of employment. Address and phone #’s will be collected later.
6. What is your current gross monthly income?
7. What is your last years income?
8. Can you provide your past 2 years W-2 forms?
9. Can your provide paycheck stub to support stated income?
10. Are you self-employ? If so, can you provide 24 months of bank statements?
11. Do you have any other source of income? Such as P/T job, alimony, child support, investments, social security.
12. If purchasing, what’s the maximum monthly payment can you afford?
13. Are you a first-time buyer?
14. How much is you current rent?
15. How soon were you looking to move in to your new home?
16. How much do have you saved for down payment?
17. If Refinance or Cash Out: How long have you own your home?
18. What’s your current payment and does it include taxes and insurance?
19. What is the interest rate and balance on the loan?
20. What’s the original cost and the current value of the home?
21. Do you need cash out? If so, for what purpose?
22. Do you have a checking and/or savings account? If so, what’s the approximate balance?
23. What is your approximate monthly total housing expense?
24. In what credit scoring bracket would you fall in? Or how would you rate your credit?
Thank you for taking the time to take this pre-qual. A representative will contact you within 2-3 business days with the results of your pre-qualification. However, in order to give you a more clear-cut pre-qual we will need to run your credit. We suggest you gain access to a fax machine and have the Credit Report Request form be fax to you or the representative can setup a time to meet with you. Again, thank you for given us the opportunity to be a part of your home buying experience. We’ll do our best to make it as pleasant and smooth as possible. Thanks again!
Mailbox 80
(customer dials 0 or 80 from main menu or 80 from any UST)
We are located at 3120 S. Rainbow Blvd. Ste. 205. Our two major intersections are Desert Inn and Rainbow Blvd. Our office hours are 8 a.m. to 6 p.m. Mon. thru Fri.
Extension 100
(*Mirror this extension to 200)
Ok, you have decided to sale your home without the assistance of a Real Estate Agent. Although, the service of a real estate agent is very valuable because they know how to handle every intricate details of selling your home for the most money possible and fast. Getting the highest possible price can only be accomplished by creating a competitive demand. Drawing up a good sales contract that will finalized the deal can be a complicated ordeal. Because if you don’t draw the contract precisely leaving no loop-holes or left for alternate interpretation your buyer could walk away from the deal. You want to avoid the “Big Headache” that can prevent you from getting to the closing table.
You deciding to sell your home by yourself doesn‘t necessarily mean you have to go through this complicated transaction by yourself. We can assist you in getting your potential buyer get pre-qualify if they haven’t been pre-qualify. You do not want to look nor take any buyer’s offer seriously if they haven’t been pre-qualify. Don’t consider that potential buyer’s offer at all without a loan committment letter. That is one of the down-side of selling your home buy yourself is that you will encounter a lot of unqualified buyers which equates to a lot of time wasted and lost of equity because you have reduce your selling price so you can meet your deadline.
If you already have been experiencing that problem you don’t have to continue to be discourage anymore. We provide a free service to FSBO’s of getting their potential buyers pre-qualify without any obligation or cost to you. What you simply do is have our Pre-Qual and our Credit Report Request forms be fax to you by pressing 6 and when you received it simply make some copies to have it handy whenever a serious buyer wants to place an offer but is not pre-qualified then you can proudly say you also provide your own financing option. Just simply have the buyer fill-out both forms and fax them back. Make sure that your name and address is on the back of the pre-qual form so we can properly identify the seller with the buyer. Once we had pre-qualify your potential buyer we will contact you and your buyer within 2-3 business days.
Once you get your home sold, what are your future plans? Are going to purchase another home? If so, are going to pay cash, or have you already have gotten pre-approved for the new home loan? We would gladly help you sell your home and get you your loan for your new home. Let us know how we can service your needs today!
Jul 23, 2004 12:58:37 (GMT -05:00) Eastern Time (US & Canada) Jul 24, 2004 00:00:00 (GMT -05:00) Eastern Time (US & Canada) No (click here to learn more about
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0 direct invitation(s) have been sent by the voice seeker resulting in 0 audition(s) and/or proposal(s) so far.
I would like to have my recording be done and both male and female-- between the ages of 28-35yrs. I guess you can have the audio be recorded in a studio. I can even send the operation manual if needed. Below is the script, but I am working on an additional script which shouldn't be more than 1/2 of page. Let me know what you can do. Thank you.
INITIAL GREETING SCRIPT:
Hello, this is Flo Edmonis with Mortgage Loan Specialist… thank you for calling my dedicated 24hr.Consumer Awareness Hotline. Are you are a burned-out First Time Home Shopper or a hopless investor looking for the best lowest rate loans? Discover the New Ways to move into the home of your dreams with 0 or little money down and how to buy two investment properties at 95% LTV!! Buying a new home demands that you are well-informed and clear of all the options that are available to you. I understand the pressure and the importance of buying the right home that suits your family, and the least thing that you need is a high-pressured sales-person. Educate yourself without the pressure. If you responding to an ad please enter the extension # of the ad, or otherwise please listen to the following list of options that fits your needs.
*The initial greeting has been done by me
Main Menu 1: Have you been renting for too long? Or are you paying too much for your mortgage? To learn about our 0 Down Loans programs we offer please press 1.
Main Menu 2: Got a business venture you’re looking to get finance but you just don’t know where or who to go to then press 2 to learn about the various commercial loans programs we offer.
Main Menu 3: For FHA and VA loan programs please press 3
Main Menu 4: Okay, you and your family have long thought about the idea buying a home right now is the wisest move you’ll make and you don’t want to waste another minute sleeping on it then please press 4 to get an instant pre-qualification for the home of your dreams.
Main Menu 5: For office hours and location please press 5
UST 1
(Customer dials 1 from main menu)
Thinking of buying a new home or refinancing? Are you in the same boat as many others; bad credit, no credit, no job, no income, no asset…as a mortgage banker and broker we offer a wide range of loan programs to meet your needs. Low and no down payment programs, stated income loans, programs for individuals with good credit, bad credit or no credit. Whatever your needs are we’re pretty sure we can meet them… whether you looking for a $20,000 loan or a $5,000,000 loan we‘re able to help you meet your goals.
We don’t just sell you a mortgage. We will sit down with you at home or our office assess you immediate and long-term financial goals, and then recommend a home financing that is right for you and that will meet your current and future plans. From application to closing and beyond- discover why thousands of satisfied homeowners have chosen us as their preferred lender of choice.
What are Your Current Needs?
Would you like to lower your monthly payments? Are you thinking of buying a new home or maybe an investment property? Now is a great time to buy an investment property- with properties exponentially appreciating 10-15% a year would be the perfect time to take advantage of this opportunity. Would you like to open an equity line of credit? You can use the money for home improvements, consolidating you current bills, start or expand a business, the possibilities are endless. Whether you a 1st Time Buyer or current homeowner we have the right loan program that will suit your needs. To learn more about our 1st Time Buyer and 0 Down Payment loan program please press 1. To learn more about our Stated Income, Debt Consolidation, No Income, No Asset, No job, 2nd Mortgage loan programs please press 2. To learn more about Investment loan programs please 3.
UST 11
(Customer dials 1 from UST 1)
We have very attractive loan programs for 1st Time Buyers. Many first time home buyers falsely believe there only one type of loan programs for them, but the fact of the matter there are various loan programs that can meet your needs. Don’t have any down payment? You could qualify for our 100% 1st Mortgage loan program, we don’t just stop there, we offer 103% and 107% First Mortgage loan programs to qualify first time home buyers. We have loan programs available that allows borrowers to have up to 50% debt-to-income ratio. In most cases we usually can put a custom loan package together that fit your needs and that meet your present and future goals.
UST 12
(Customer dials 2 from UST1)
What do you think you can afford per month-- $800, $1,000, $1,500, $2,000. Our Stated Income loan program is a very popular loan program for individuals who are unable to provide proof of actual earnings because they job may be a tips driven position or for whatever other reason that may be. Don’t have a job, no income, no asset you could still qualify for our Stated Income loan depending how strong your credit history is. The benefits of doing a Stated Income loan is we’re able to keep your debt-to-income ratio low in order to qualify you for that size home you’ve had your eyes fixed on. That’s as long you know you can afford it. The other side of the coin is lenders will usually hit you with a quarter of a point up to 2 points depending on credit, if you have 2 months verifiable reserved assets, and other determining factors. The reasoning being is they are not verifying anything, no documents are provided to support anything. In some cases we can even do 100% or 97% LTV financing for qualified buyers.
If you been on your job for more than 2 yrs or have been in the same line of work, and can provide paycheck stubs, and the past 2 years W-2 forms then you could qualify for our full doc or limited doc loans. The benefits of going full doc is you can get the best advertise rates in the market again depending on your credit. Lower interest rates means for you lower monthly payments and faster equity build-up. To qualify for a Conforming loan program you must have a FICA score of 620 or better. Whatever your needs are we pretty sure we can meet them. Whether you looking for fix rate, arm products, balloon products, interest-only programs or whatever we’re quite confident we can meet your needs and save you thousands of dollars.
Do you need to consolidate your debts, start that home improvement project you’ve been putting-off for so long… not happy with your current rate; are you scrapping for your very last change to pay your mortgage? We can help! Let us know how we can help you today!
UST 13
(Customer dials 3 from UST 1)
Have you ever thought about buying investment properties? If you haven’t look at this opportunity before- you will now! Right now, here in Vegas, homes are appreciating 10-15% a year that’s faster then you’re able to build equity by making your regular monthly payments. Many people are selling their homes and are walking away with 40, 60, 90 thousand dollars. And that’s just after 2-3yrs of having own their home. Wouldn’t you think this would the perfect opportune-time to take advantage of this market now. Prices of homes are only going to keep on rising, so get yours today!
Some of our investment loan programs only require 5% down and if your credit is strong enough you could qualify for 0 down loan. Introducing a New Investor’s Dream-Come-True loan program that is too sizzling-hot to handle! Purchase two investment properties at 95% LTV with no MI. Instead of purchasing one property at 85% LTV, we give you the option of purchasing two properties at 95% LTV. With a 720 credit score we can do two unit properties and condos up to four stories.
If you already a seasoned investor or thinking about purchasing investment properties we have the loan program that will meet your needs and your future goals. They say “good things comes to those who wait”-- just don’t let it pass you by when it does come! Let us know how we can service your needs today!
UST 2
(Customer dials 2 from main menu)
Do you have the dream if I built it they will come, but only if I could get that 3 million dollar loan. We help business owners lower their mortgage payments, consolidate their bills or get them cash out for their business, and obtain financing for a start-up business.
Searching for the right commercial loan can be very frustrating and time consuming. Originating commercial mortgages requires knowledge of the commercial mortgage process, underwriting, risk analysis, and creation of a proper loan package. While it is true you could contact your local banker friend, with whom you may play golf on weekends, and obtain a commercial mortgage. What you may not know is you may be able to obtain more attractive and more suitable financing such as, long term, fix rate financing, at a more competitive rate by engaging the services of a mortgage broker. While most clients are looking for the lowest interest rates possible. There are several key elements to understand before we can determine if “rate” is the primary factor, they include but are not limited to the following:
Requested loan term (and amortization)
Fixed or variable rate ( does the borrower desire to control the PITI regularly without the adjustments?)
Tolerance for prepayment penalty, lock-out yield maintenance (e.g., how long will the borrower hold the property?)
Willingness to pay upfront fees and closing fees ( e.g. underwriting, appraisal, engineering, environmental, etc.)
After investigating, we may find the borrower would be best suited for a conduit-type transaction, as compared to a local bank transaction. We want to offer our clients all the best available financing options that suits your needs and meet your goals.
Many property owners have spent a great deal and money seeking attractive financing, and have often wasted money on fees based on inaccurate quotes from unqualified mortgage brokers. We understand virtually every property owner has an opinion of the value of their property holdings, whether based upon personal opinion or an appraisal. From a lender’s perspective your property is analyzed by an underwriting process we call “first cut.” For example, for a lender to provide an accurate quote on a retail property, the lender will often reconstruct the operating statement in order to calculate PGI and subtract a vacancy reserve, normalize the income and expenses and then adjust the expenses using an expense growth rate, and then apply the property-specific underwriting parameters in order to calculate the stabilized NCF, direct capitalized value, LTV and DSCR. This referred to as a “first cut” and should be completed by the broker prior to submitting a package to a lender.
So, if you shopping for a commercial loan be aware of these factors. Give us the opportunity to service your needs today and know why our clients say its the best decision they ever made!
UST 3
(Customer dials 3 from main menu)
Are you a veteran then you could qualify for a VA loan. These loans were design to help the Veteran with purchased generally up to $240,000 with the maximum 100% LTV. And the key benefits of the VA loan is in most cases no down payment is required. If you a veteran who served on active duty and were discharged under conditions other than dishonorable, during World War II and later periods are eligible for VA loan benefits. If you don’t already have a Certificate of Eligibility and you wondering how do I get a Certificate of Eligibility? You need to submit form 26-1880, Request for Determination of Eligibility and Available Loan Guaranty Entitlement. A copy of the form can be obtained by calling 800-827-1000. Send it to any VA Regional Office. You must include a copy of your DD214 with the form 26-1880. If you are on active duty, you must submit a statement of service signed by, or by direction of, the adjutant, personnel officer, or commander of your unit or higher headquarters showing date of entry on your current active duty period and the duration of any time lost.
Are you interested in qualifying for an FHA loan? FHA Loans are easier to qualify for and require smaller down payments than other conventional type loans. One key element of this type of loan you can use money given to you as charitable donation to use as down payment. Coming up with down payment for any First Time Buyer is usually a major obstacle. So, this allowance is a great benefit to any buyer that is short on cash.
FHA's mortgage insurance programs again help low- and moderate-income families become homeowners by lowering some of the costs of their mortgage loans. FHA mortgage insurance also encourages mortgage companies to make loans to otherwise creditworthy borrowers and projects that might not be able to meet conventional underwriting requirements, by protecting the mortgage company against loan default on mortgages for properties that meet certain minimum requirements--including manufactured homes, single-family and multifamily properties.
UST 4
(Customer dials 4 from main menu)
To get you a step closer to moving in into the home of your dreams we going to need to know some few basic things about you so we can better service your needs. This pre-qualification process will take about 5 minutes of your time. Grab an ice tea and relax. Please do your best to answer each question completely and as accurate as possible. After a question has been asked please wait for the beep to answer once answered press any key to move to the next question. And if an any case you get disconnected from this call please call back and just simply skip the questions which were answered by simply pressing any key after the question has been ask. If you prefer to have the pre-qualification and the Credit Report Request Authorization forms be fax to you please press 6 now. Ok, ready? Please answer the following questions.
1. What are your current needs? Are you looking to Purchase, Refinance, or Cash out?
2. What is your full name? Please spell it.
3. What is your current address? And how long at this address?
4. What type of work do you do?
5. Where are you currently employed? If less than 2yrs please give another place of employment. Address and phone #’s will be collected later.
6. What is your current gross monthly income?
7. What is your last years income?
8. Can you provide your past 2 years W-2 forms?
9. Can your provide paycheck stub to support stated income?
10. Are you self-employ? If so, can you provide 24 months of bank statements?
11. Do you have any other source of income? Such as P/T job, alimony, child support, investments, social security.
12. If purchasing, what’s the maximum monthly payment can you afford?
13. Are you a first-time buyer?
14. How much is you current rent?
15. How soon were you looking to move in to your new home?
16. How much do have you saved for down payment?
17. If Refinance or Cash Out: How long have you own your home?
18. What’s your current payment and does it include taxes and insurance?
19. What is the interest rate and balance on the loan?
20. What’s the original cost and the current value of the home?
21. Do you need cash out? If so, for what purpose?
22. Do you have a checking and/or savings account? If so, what’s the approximate balance?
23. What is your approximate monthly total housing expense?
24. In what credit scoring bracket would you fall in? Or how would you rate your credit?
Thank you for taking the time to take this pre-qual. A representative will contact you within 2-3 business days with the results of your pre-qualification. However, in order to give you a more clear-cut pre-qual we will need to run your credit. We suggest you gain access to a fax machine and have the Credit Report Request form be fax to you or the representative can setup a time to meet with you. Again, thank you for given us the opportunity to be a part of your home buying experience. We’ll do our best to make it as pleasant and smooth as possible. Thanks again!
Mailbox 80
(customer dials 0 or 80 from main menu or 80 from any UST)
We are located at 3120 S. Rainbow Blvd. Ste. 205. Our two major intersections are Desert Inn and Rainbow Blvd. Our office hours are 8 a.m. to 6 p.m. Mon. thru Fri.
Extension 100
(*Mirror this extension to 200)
Ok, you have decided to sale your home without the assistance of a Real Estate Agent. Although, the service of a real estate agent is very valuable because they know how to handle every intricate details of selling your home for the most money possible and fast. Getting the highest possible price can only be accomplished by creating a competitive demand. Drawing up a good sales contract that will finalized the deal can be a complicated ordeal. Because if you don’t draw the contract precisely leaving no loop-holes or left for alternate interpretation your buyer could walk away from the deal. You want to avoid the “Big Headache” that can prevent you from getting to the closing table.
You deciding to sell your home by yourself doesn‘t necessarily mean you have to go through this complicated transaction by yourself. We can assist you in getting your potential buyer get pre-qualify if they haven’t been pre-qualify. You do not want to look nor take any buyer’s offer seriously if they haven’t been pre-qualify. Don’t consider that potential buyer’s offer at all without a loan committment letter. That is one of the down-side of selling your home buy yourself is that you will encounter a lot of unqualified buyers which equates to a lot of time wasted and lost of equity because you have reduce your selling price so you can meet your deadline.
If you already have been experiencing that problem you don’t have to continue to be discourage anymore. We provide a free service to FSBO’s of getting their potential buyers pre-qualify without any obligation or cost to you. What you simply do is have our Pre-Qual and our Credit Report Request forms be fax to you by pressing 6 and when you received it simply make some copies to have it handy whenever a serious buyer wants to place an offer but is not pre-qualified then you can proudly say you also provide your own financing option. Just simply have the buyer fill-out both forms and fax them back. Make sure that your name and address is on the back of the pre-qual form so we can properly identify the seller with the buyer. Once we had pre-qualify your potential buyer we will contact you and your buyer within 2-3 business days.
Once you get your home sold, what are your future plans? Are going to purchase another home? If so, are going to pay cash, or have you already have gotten pre-approved for the new home loan? We would gladly help you sell your home and get you your loan for your new home. Let us know how we can service your needs today!
Jul 23, 2004 12:58:37 (GMT -05:00) Eastern Time (US & Canada) Jul 24, 2004 00:00:00 (GMT -05:00) Eastern Time (US & Canada) No (click here to learn more about
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Closed
63
0
0 direct invitation(s) have been sent by the voice seeker resulting in 0 audition(s) and/or proposal(s) so far.
Project Parameters
None
To be defined
Audiobooks
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English - Australian / NZ AND English - British AND English - North American
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Young Adult Female OR Young Adult Male OR Middle Age Female OR Middle Age Male
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There are no special pre-, post-, or production requirements for this project.
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Script Details
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INITIAL GREETING SCRIPT:
Hello, this is Flo Edmonis with Mortgage Loan Specialist… thank you for calling my dedicated 24hr.Consumer Awareness Hotline. Are you are a burned-out First Time Home Shopper or a hopless investor looking for the best lowest rate loans? Discover the New Ways to move into the home of your dreams with 0 or little money down and how to buy two investment properties at 95% LTV!! Buying a new home demands that you are well-informed and clear of all the options that are available to you. I understand the pressure and the importance of buying the right home that suits your family, and the least thing that you need is a high-pressured sales-person. Educate yourself without the pressure. If you responding to an ad please enter the extension # of the ad, or otherwise please listen to the following list of options that fits your needs.
Hello, this is Flo Edmonis with Mortgage Loan Specialist… thank you for calling my dedicated 24hr.Consumer Awareness Hotline. Are you are a burned-out First Time Home Shopper or a hopless investor looking for the best lowest rate loans? Discover the New Ways to move into the home of your dreams with 0 or little money down and how to buy two investment properties at 95% LTV!! Buying a new home demands that you are well-informed and clear of all the options that are available to you. I understand the pressure and the importance of buying the right home that suits your family, and the least thing that you need is a high-pressured sales-person. Educate yourself without the pressure. If you responding to an ad please enter the extension # of the ad, or otherwise please listen to the following list of options that fits your needs.
Please note that you should only use the script or your recording of it for auditioning purposes. The script is property, unless otherwise specified, of the voice seeker and it is protected by international copyright laws.
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